A rising tide of financial empowerment creates meaningful value for all. At PayPal, we believe in the combined power of technology and compassion to create life-changing opportunities for those who need it most. For more than a decade, we’ve worked hand-in-hand with the nonprofit micro-lending pioneer Kiva, to enable loans to people and entrepreneurs who do not have access to capital or traditional financing. These small, crowd-funded loans not only help build businesses, they create jobs, opportunities and stronger economies. We’ve seen the powerful impact this has on the livelihoods of families, neighborhoods and communities.