Bread Financial 2021 ESG Report

Our 2021 ESG Report is the culmination of our multi-year business transformation and commences our refreshed ESG strategic framework that integrates into Bread Financial’s business strategy in ways that optimize opportunities to make positive environmental, social and governance impacts.

Content from this campaign

Sustainable Finance & Socially Responsible Investment

Bread Financial 2021 ESG Report: Fair & Responsible Banking
As a leading provider of branded credit programs, fair and responsible lending is core to our cardmembers’ journey. We take great care and consideration to ensure our consumer credit application and underwriting processes are administered equitably.

Environment

Bread Financial 2021 ESG Report: Our ESG Strategy
The purpose of these efforts was to develop a Board-approved ESG strategy to serve as the roadmap for our forwardlooking policies, practices and performance.

Responsible Business & Employee Engagement

Bread Financial 2021 ESG Report: Ethics & Integrity
Integrity, ethical decision-making and compliance with all applicable laws and regulations governing our business drive our global growth and long-term success.

Research, Reports & Publications

Bread Financial 2021 ESG Report: A Message From Dana Beckman
"I am honored to lead the ongoing advancement of our ESG strategy and objectives, driving responsibility and accountability throughout our organization."

Sustainable Development Goals

Bread Financial 2021 ESG Report: A Message From CEO Ralph Andretta
As part of our broader transformation efforts, Bread Financial is redefining who we are and what we stand for as a purpose-driven financial services company.

More from Bread Financial

  1. Alliance Data Corporate Responsibility Report Archive 2014-2018
    Our reports capture the ongoing improvements our company has made as well as the areas where we still have work to do. Alliance Data is committed to...

  2. Protecting Our Planet, One of Bread Financial's Top Priorities
    It’s our responsibility to manage the environmental impact of our business and help our customers, communities and employees take action to protect...

  3. Bread Financial 2022 ESG Report
    Our 10th annual ESG Report covers our performance and notable progress for the 2022 fiscal year. We are pleased to share our commitments, progress...

  4. Diversity, Equity & Inclusion at Bread Financial
    When we reduce barriers and bring along others with different backgrounds and perspectives, we can be innovative and find solutions that will make our...

  5. Bread Financial's Commitment to Financial Wellness
    One of our top priorities is to empower our customers, communities and associates with the financial education, job training and access they need to...

  6. Bread Financial 2021 ESG Report
    Our 2021 ESG Report is the culmination of our multi-year business transformation and commences our refreshed ESG strategic framework that integrates...

  7. Data Privacy Day
    In recognition of International Data Privacy Day, learn more about why data privacy is so central to Alliance Data's values and obligations.