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 # How You — and Your Kids — Can Make Smart Student Loan Decisions

 

##### The commitments you make now have consequences that could last for decades. Being well-informed about student debt and repayment can make a world of difference.

 

 

 Nov 19, 2019 9:05 AM ET

  ![](/sites/default/files/styles/carousel_2x/public/images/T_Rowe_Price_191106.jpg) 

[Originally published on Kiplinger](https://www.kiplinger.com/article/college/T042-C032-S014-smart-student-loan-decisions-for-you-and-your-kids.html?sf220024531=1)

Summer and fall are important seasons for families to research student loans. If your household includes a student preparing to apply to colleges, you’ll want to factor cost into the decision and be mindful of the potential amount of debt accrued.

If you have a recent college graduate, congratulations! If student loans were part of their funding plan, repayment of those loans will start soon, and the graduate should carefully evaluate the available options.

[**Read more.** ](https://www.kiplinger.com/article/college/T042-C032-S014-smart-student-loan-decisions-for-you-and-your-kids.html?sf220024531=1)



 

 

 

 

 

 

 

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